About Business Package Insurance

What is a Business Package Policy?

A Business Package Policy (BOP) bundles essential coverages — property, liability, and other key protections — into a single streamlined policy at a lower cost than purchasing each separately. At SIS, we tailor every package to the unique risks your business faces.

What's Typically Included?

A standard business package policy generally covers:

• Commercial Property — buildings, equipment, and inventory
• General Liability — bodily injury and property damage claims
• Business Interruption — replaces lost income if operations are disrupted
• Equipment Breakdown — repair or replacement of key equipment
• Hired & Non-Owned Auto — liability for vehicles used for business purposes

Commercial Package Policy (CPP)

A CPP is a flexible, modular solution for mid-to-large businesses needing broader or higher-limit protection than a BOP provides. Unlike a BOP, a CPP is assembled from a wide range of commercial lines coverage parts — giving your business exactly the protection it needs.

What Can a CPP Include?

A CPP can be built from:

• Commercial Property
• Commercial General Liability (CGL)
• Commercial Auto
• Commercial Inland Marine
• Commercial Crime
• Equipment Breakdown
• Business Income and Extra Expense

BOP vs. CPP — Which is Right for You?

A BOP suits smaller businesses with standard exposures. A CPP fits businesses that have outgrown a BOP, operate across multiple locations, or need higher limits.